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Derren Peters

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What is Subsidence Insurance? What is Subsidence Insurance?

By Derren Peters

Subsidence insurance covers you in the event your home sinks or suffers damage from unstable soil or underground activity.

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How Long is an Appraisal Good For? How Long is an Appraisal Good For?

By Derren Peters

An appraisal report details several crucial bits of figures concerning prices and vales. One number you likely won't see is an expiration date for the appraisal itself. Most loan agreements don't specify the timeframe for when an appraisal is considered expired.

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Solving Credit Card Debt with your Home Equity Solving Credit Card Debt with your Home Equity

By Derren Peters

Feeling overwhelmed by debt is a stressful feeling, one that is, unfortunately, all too familiar for many Connecticut homeowners. Credit card debt is the most common culprit for many consumer debt woes.

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How Home Inspectors Become Licensed How Home Inspectors Become Licensed

By Derren Peters

The home inspector will play an important role if you're acquiring a home. A home represents a significant investment, perhaps the biggest of...

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Pros and Cons of a Home Equity Loan Pros and Cons of a Home Equity Loan

By Derren Peters

Owning a home has plenty of benefits, from tax breaks to personal pride. One of the financial advantages for Texas homeowners is the ability to draw money from the equity built up in their property.

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Sellers Need a Real Estate Lawyer Sellers Need a Real Estate Lawyer

By Derren Peters

Selling your home puts you back in the world of Texas real property law, a unique and often tricky legal realm that involves practices and problems not seen in other transactions. A lawyer can help you avoid some of the common problems with a sale, and also determine if any resulting agreement has been properly executed.

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What's Included in an Appraisal Report What's Included in an Appraisal Report

By Derren Peters

An appraisal is a survey of a home performed by a licensed, independent professional to determine the home's market value. But what's included in the appraisal report?

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Your Home Insurance Deductible Affects Your Premiums Your Home Insurance Deductible Affects Your Premiums

By Derren Peters

Your home insurance premium is directly affected by the deductible you choose. When determining your deductible, it's best to figure out what is the most you feel comfortable paying in the event of a loss. Making your deductible higher than that could place you in a financial burden should you file a claim. If you make it much lower, you may end up paying more for home insurance each month than you need to.

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How an Appraisal Report is Compiled How an Appraisal Report is Compiled

By Derren Peters

Each appraisal report contains a variety of figures, property details and sales comparisons. But how is the appraisal report compiled?

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Reasons to Refinance Your Mortgage Reasons to Refinance Your Mortgage

By Derren Peters

Refinancing offers several different ways to bring down your payments and save you money. While weighing each option, keep the following in mind

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Subletting Your Residence Subletting Your Residence

By Derren Peters

A brief guide to subletting your residence and how to best approach the transaction.

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Avoiding Moving Scams Avoiding Moving Scams

By Derren Peters

Too many horror stories have been told about moving companies doubling, tripling, or otherwise increasing their rates to exorbitant prices - only after loading the owner's belongings onto the truck.

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Landscaping to Sell Landscaping to Sell

By Derren Peters

The first impression potential buyers have of your home is of its exterior. If you are trying to impress your potential buyers, you have to do it from the moment they set their eyes on the exterior of your property, so it would be wise that you spend time improving the landscaping. Having a great looking exterior can significantly improve your chances of selling and usually returns 100% the investment you put in.

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What is Included in an Appraisal Report? What is Included in an Appraisal Report?

By Derren Peters

Appraisals are vital reports in the real estate market, because they are relevant to buyers, sellers, and lenders. The value that an appraiser determines in their appraisal report ultimately sets the guideline for what a lender is likely willing to lend to a potential buyer. Given that is such an important element of any real estate transaction, it is useful to know what a typical appraisal report contains. Here are more details about the contents of an appraisal report.

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Choosing the Right Painter Choosing the Right Painter

By Derren Peters

There are a few issues you should consider prior to hiring a painting contractor for your home. Learn more here.

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Moving Insurance Options Moving Insurance Options

By Derren Peters

Moving is stressful enough. Protect your valuables during the transition to your new place by getting moving insurance.

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Why Use a Real Estate Lawyer? Why Use a Real Estate Lawyer?

By Derren Peters

For many, the idea of a simple, routine, hitch-free home purchase exists in the same cannon as the Easter bunny and Santa - fairy tales. Breathe easy - it is possible to survive the process without slipping on a proverbial banana peel, provided you have the right team of professionals on your side.

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Derren Peters is a Staff Writer at Texas Homes.