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Texas Home Insurance Articles
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Below are articles related to home insurance, written by our staff, agents, and local professionals.
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What All New Homeowners Should Know About Insurance: An Interview with Kenneth Jeanes of Boardwalk Insurance Group
Kenneth Jeanes explains what all new homeowners should know about insurance |
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Home Insurance Basics
Home insurance is important to anyone who owns a home and for many who rent. However, it is frequently misunderstood. What follows are some of the basics of what you need to know about insuring your home. Keep reading to find out more! |
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How Insurers Determine Your Premium: An Interview with Tom Polzin of Polzin Insurance
Ever wonder how your insurance premium is decided? Let Tom Polzin |
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What Are Insurance Deductibles?
Phyllis Ryser informs us everything there is to know about home insurance deductibles |
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Tips for Home Insurance Shoppers: An Interview with Ed Wise of Wise Insurance Group
Ed gives an abundance of tips for home insurance shoppers, from ways to decrease you monthly premium, to making sure you are not under-insured! |
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How are Monthly Payments Handled in Escrow?
Inside, we detail how an escrow company will handle the monthly payments that you make for the cost of taxes and insurance. |
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Brick vs. Wood Homes in Texas
If you're searching for a home in Texas, you may notice that brick homes are rather common in parts of the state. There are several different reasons why these type of homes are built over the traditional wood construction. Inside, we review the pros and cons of both. |
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Did You Recently Get Hail or Storm Damage?
Did you recently get hail or storm damage? Let us explain in layman's terms how your insurance actually works - here are some common questions and answers: |
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Home Insurance: Do Home Insurance Costs Vary Between States?
Buying homeowners' insurance is an important part of owning your own home. It is the financial security blanket that protects your most valuable asset - your home. Many mortgage brokers, cities, counties and states require that any homeowner carry at least a liability policy, protecting you from lawsuits if someone is injured on your property. |
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Your Home Insurance Deductible Affects Your Premiums
Your home insurance premium is directly affected by the deductible you choose. When determining your deductible, it's best to figure out what is the most you feel comfortable paying in the event of a loss. Making your deductible higher than that could place you in a financial burden should you file a claim. If you make it much lower, you may end up paying more for home insurance each month than you need to. |
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