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Insuring High-Value Homes: An Interview with Chris Bloxsom of Grona Boles Martin Bloxsom Insurance

By Chris Bloxsom

Please tell us a little bit about your company and the services you offer.

GBMB Insurance is an independent insurance agency that offers all lines of coverage. Commercial, Personal, and life and Health insurance.

Can you briefly describe what a high-value home is?

A home that has a replacement cost value of 750,000$ or more.

What are some of homeowners insurance needs that are unique for these types of houses/properties?

They usually include large schedules of jewelry, art, or any sort of valuable collections. They are often larger in size and nicer finish out options, swimming pools, hot tubs, outdoor kitchens, multi-car garages, and more security features.

Is there something about insuring high-value homes that most people usually don't know?

Certainly the basic policy forms from one insurance carrier to the next. Many times a company that specializes in high value homes will have a policy more tailor-made for those clients that include more coverages.

What's a good way for someone with a high-value home to evaluate their current homeowner/property insurance coverage?

By having an independent agent like us who insure all types of homes review their insurance coverage.

What's one of the biggest insurance mistakes that a homeowner can make?

Not knowing what they are buying. Not reading their policy, and not having a relationship with their insurance agent who can make this easier for them.

What's the best way for people to contact your company?

We like to do business any way we can, email is great. However, face-to-face communication are the best if they can come by or we can go see them.

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The agency was formed to provide business, as well as, personal insurance services to...

Phone: 210-366-5094

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