Texas Logo

Back

How to save money on insurance by combining plans: An Interview with Jayme Schnautz & Kate DeLeon of Hays Insurance Group , LLC

By Kate DeLeon

Tell us a little bit about your company and its foundation.

Hays Insurance Group is an independent insurance agency located in Buda, TX and services Central Texas. The mission of our agency is to provide the insurance protection our clients need by offering quality products, excellent service, and guaranteed value. We are committed to finding the best insurance solutions for you, your family, and your business. As an independent agency, we represent multiple insurance companies. We are able to compare coverage and prices in order to offer our customers the greatest value possible. In addition, we combine years of experience with cutting edge products to provide exceptional service to all of our policyholders.

In general, what should a homeowner have insured?

Replacement Cost Coverage on the structure of their home as well as their contents. In addition, there may be structures such as playscapes or pool houses, barns or workshops that need their own coverage. You may also broaden coverage for valuable items such a jewelry.

How easy is it to combine these separate policies?

Policies are written based on the line of business. Most carriers give additional discounts when home, auto and or life policies are written with that same carrier.

What are some factors that influence the rate on my home insurance policy?

Claims, credit, square footage of the home, materials of construction, and age of the home all affect rate. You can also adjust your rate by raising or lowering your deductible.

What are some common claim concerns that may arise with my policy?

Deductible questions and what exactly is "covered" on a home policy. We strive to make sure our insured's understand what their deductibles are and how their coverage applies when a claim might arise. Also, we educate our insured's on what is and what is NOT a covered peril on a home policy as it can vary from carrier to carrier.

What is the best way for people to get in contact with you or your company?

It's easy! Call, email, Facebook! Our contact information is: 512-262-3388, < ah ref="http://www.haysinsurancegroup.com" rel="nofollow"> www.haysinsurancegroup.com, www.facebook.com/HaysInsuranceGroup, info@haysinsurancegroup.com

Share this:

Comments

Leave a comment:

* Login in order to leave a comment. Don't have an account? Join for Free



About The Author

Phone: 512-262-3388

View Profile

Become an Expert Contributor

Have some knowledge to share, and want easy and effective exposure to our audience? Get your articles or guides featured on Texas Homes today! Learn more about being an expert contributor.

Learn More